Yield-as-a-Service for Neobanks and Fintech Apps
Give your users a reason to keep balances in your app. Neutral Trade powers white-labeled, on-chain yield products you can embed in weeks — and earn revenue share on.
Every neobank and fintech app faces the same problem: idle balances leave. Users hold funds where those funds work for them, and a checking-style stablecoin balance earning nothing is an invitation to move money elsewhere. Building a yield product in-house means trading infrastructure, strategy management, custody, and compliance overhead — a multi-year detour from your core product.
Neutral Trade solves this with Yield-as-a-Service: plug-and-play, white-labeled yield vaults your users access without ever leaving your app.
How it works with Neutral Trade
Neutral Trade operates a marketplace of professionally managed trading strategies — market neutral, directional, and savings — run by independent quantitative trading firms inside non-custodial smart-contract vaults on Solana. Users have deposited more than $200 million since launch.
As a fintech partner, you integrate those vaults under your own brand. Your users see your interface; Neutral Trade provides the strategy infrastructure underneath. Deposits go straight into on-chain vaults — your platform never has to hold or manage the capital, and neither does Neutral Trade.
What you get
Commercial
- A differentiated earn product that makes balances sticky and attracts deposits.
- Revenue share on the yield products you distribute — a new income stream, not just a retention feature.
- A range of risk profiles to fit your audience: conservative lending yield through NT Earn (a lending optimizer on Solana money markets), market-neutral strategies with low correlation to crypto prices, and directional strategies for users who want market exposure.
Product and operations
- White-labeled, plug-and-play integration through Neutral Trade's API and SDK, documented at https://docs.neutral.trade.
- Real-time, on-chain performance data for every vault — balances, earnings, and fees your app can display natively.
- Transparent, simple fee mechanics: an annual service fee plus a commission charged only on profits above each user's high-water mark.
- Deposits from $100, so the product works for your whole user base, not just whales.
Trust and transparency
- Vaults are non-custodial smart contracts: trading firms hold trading authority only and cannot withdraw user funds.
- Every position and vault balance is verifiable on-chain, with institutional custody infrastructure where strategies access trading venues.
- All trading strategies carry risk and deposits are not insured — Neutral Trade publishes each vault's risk profile, fees, and redemption period so your users can make informed decisions.
Getting started
Integration is designed to be measured in weeks, not quarters. Talk to the team about a white-label integration through the Work With Us section at https://www.neutral.trade or on Telegram at https://t.me/neutraltrade.